About Roccy

Whether you are a client, educator, or advisor, Roccy gives you the tools to protect & preserve your wealth all the while growing your estate

Roccy M. DeFrancesco, Jr., JD, is the Founder of The Wealth Preservation Institute, the creator of the Certified Wealth Preservation Planner (CWPP™), Certified Asset Protection Planner (CAPP™), Certified Medicaid Planner (CMP™) designations and the Co-Founder of the Asset Protection Society.
Roccy received his B.S. degree from Embry Riddle Aeronautical University (where he also received his commercial pilot’s license) and his J.D. from Valparaiso University School of Law. Roccy is licensed to practice law in both Indiana and Michigan.

SOME OF ROCCY’S BOOKS

  • Piece of Mind Planning

    Piece of Mind Planning

    LOSING MONEY IS NO LONGER AN OPTION - Did you know that the average investor over the last 20-years has generated returns that are 48% lower than the S&P 500 stock index?

  • Retiring Without Risk

    Retiring Without Risk

    LEARN HOW TO RETIRE WITHOUT RISK - I break down the math of various traditional wealth building tools (such as stocks, mutual funds, IRAs, and 401(k) plans) for those that are 25-55 years old.

  • BAD ADVISORS

    BAD ADVISORS

    Identify financial planners who are forbidden by their B/Ds from giving clients the *best* advice!

I was finally able to get through all the information offered in the book.  I would highly recommend the book for anyone who is serious about not loosing their money, or at least looking to become a better insurance or investment consumer.  There is a ton of information that allows readers to cut through the sales hype and offers insights very rarely shared by industry insiders.  Thanks for the education!

- James Brenner, Reader

EDUCATION

We believe in the theory that you should only take as much risk as necessary to grow your wealth. For most, risk is something that should be avoided. When you work with the right team of advisors, risk can be mitigated or even avoided without sacrificing returns.

ASSET PROTECTION

Most asset protection “gurus” believe asset protection revolves around helping clients who have money protect that money from your “typical” creditor from a negligence suit

RETIREMENT PLANNING

Our philosophy is that you should take the “least amount of risk to reach your financial goals” (it sounds simple but few take this approach). 

TAX PLANNING

  Remember, your number one guaranteed creditor every year is the IRS. Only you, with the help of qualified advisors, have it in your power to protect your money.

MORTGAGE PLANNING

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LIFETIME INCOME

Thank you for your interest in the 7% return (accumulation value) FIA product that is coupled with a guaranteed lifetime income you can never outlive.

STOCK MARKET PROTECTION

It is my belief that this book will be the last book I’ll write in a series of books about how to protect and grow a person’s wealth. Only time will tell if that is the case.

THE DOCTOR'S WEALTH PRESERVATION GUIDE

Asset Protection – Learn how to protect your personal and business assets from disgruntled patients, creditors and divorce through the use of domestic and offshore planning tools. READ ON

THE HOME EQUITY ACCELERATION PLAN

H.E.A.P.™ is very simple in that the program shows you how to use every available dollar every day to pay down debt on your home mortgage.

ESTATE PLANNING

Estate Planning – Learn how to avoid the most common estate planning mistakes that could cost your heirs $500,000 – $3,000,000 or more and learn how to avoid the 70-83% tax trap.

RETIRE WITHOUT RISK

This book is dedicated to readers who are looking for understandable answers to the following questions: READ ON

PHYSICIANS PLANNING

Income Tax Reduction – Learn how to reduce your income taxes by $25,000 – $200,000 annually while avoiding the tax avoidance shams in the marketplace.

INVITE ROCCY TO SPEAK

Roccy has been keynote speaker at many financial and legal events. Send us a message with your dates.

VIDEO

Review Roccy’s Training Videos

The financial planning part to this website is not meant to give you, the reader, an A-Z formula for how to invest your money in the stock market. Instead, this part of the website is going to look at financial planning from an asset-protection point of view and try to introduce some new ideas for you to think about when putting together a financial plan.

 

 

TESTIMONIALS

This book is the physician’s financial bible. No physician should practice medicine without one.”

- Kathryn Serks , The American Academy of Physicians and Surgeons

“A well-earned thanks for greatly simplifying my life with a much improved proper
corporate structure. Thank you for your expert yet understandable tax and asset protection
planning advice in the book. It will make a huge difference for my family. Thank God I read
your book.”

- Tim Kriss
, Neurosurgeon

 “Great book! Thanks for exposing Wall Street and the financial
[services] industry for their self-serving, anti-consumer practices.
You have created a must-read for [everyone] who is planning for
their financial future.”

- Kurt H. Jackson
, Central Coast Wealth Management, LLC

NEWS

GET THE LATEST NEWS

Retire Without Risk Checklist

Because 95% or more of those who fill out this checklist will not be setup to “retire without risk,” that means most will need help.

Ameriprise Agrees to 27.5 Million 401(k) Settlement!

Did you know that Ameriprise (a financial planning firm with over 7,500 financial representatives nationwide) was sued by its own employees?

GET ROCCY’S LATEST BOOK NOW!

Did you know that the average investor over the last 20-years has generated returns that are 48% lower than the S&P 500 stock index? How do you avoid earning returns like the average investors? Read Chapter 3 of this book wherein I explain why the average investor does so poorly.

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Contact

IF YOU HAVE SOMETHING YOU WOULD LIKE TO DISCUSS
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CONTACT INFO

144 Grand Blvd, Benton Harbor, MI 49022

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